Blog

In our blog we will share interesting stories, facts and general information relating to personal insurances. With the Australian Financial System being as complicated as it is, we look to simplify things so that you can focus on what you do best. Whether you are looking for information on making an insurance claim or simply trying to understand your products, we hope to answer all of your questions.

Do I Need A Lawyer For A TPD Claim?

Basic living expenses will not stop should you lose your ability to work due to [...]

20
Nov

TPD Payouts and Centrelink (Is Your Income Affected?)

If an unforeseen event happens such as disability, a Total Permanent Disability (TPD) payout can [...]

20
Nov

Smart Financial Advice For High Earners

Smart Financial Advice for High-Income Earners in Australia According to the latest report, Australians with [...]

06
Nov

Guide to Tax on TPD Payouts (& How to Reduce Your Tax)

Tax On TPD Payouts Around 9 million Australians own Total and Permanent Disability (TPD) insurance, [...]

05
Nov

TPD vs Income Protection: Should You Get Both?

Ever thought about how often the average TPD claim gets accepted? Well, we’ve compiled all [...]

23
Feb

TPD Claims Statistics (What’s The Average Acceptance Rate?)

Ever thought about how often the average TPD claim gets accepted? Well, we’ve compiled all [...]

23
Feb

When Can You Claim TPD Insurance? (And What to Expect)

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19
Sep

TPD Claims Process: A 7-Step Guide To A Successful Claim

Master the TPD claims process with our step-by-step guide. Learn how to effectively pursue your [...]

30
Aug

How Long Do TPD Claims Take? (A Comprehensive Timeline)

Get answers to 'How long do TPD claims take?' in our detailed guide. Understand the [...]

30
Aug

Employee Benefits – Insurance

Many employers offer various forms of insurance to employees as part of their overall remuneration [...]

23
Nov

Why Your TPD or Disability Pension Claim Has Been Rejected

If you have applied for a Total and Permanent Disability (TPD) or disability pension and [...]

21
Nov

TPD Claim Approved: What Happens Next? (Ultimate Guide)

Once your claim has been approved, the insurance company will begin making payments to you. [...]

08
Nov

Workers Compensation - Sick Leave - Income Protection

The Importance of Income Protection

There are a variety of reasons why income protection is so important for people around [...]

08
Nov

Can You work After A TPD Payout?

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31
Oct

How Much Do Lawyers Charge For TPD Claims?

Why Would You Need A Lawyer To Help Make A Total And Permanent Disability Claim? [...]

26
Oct

TPD Definitions Explained: What Does TPD Stand For In Australia?

What Does TPD Stand For? Total and Permanent Disability (TPD) Insurance is a type of [...]

26
Oct

TPD Payouts and Your Super Fund: How Does It Work?

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12
Sep

TPD Claims For Mental Illness (Anxiety, Depression, PTSD & More)

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25
Jul

How Much TPD Insurance Do You Need?

Having the right amount of TPD Insurance can help prepare you correctly should you be [...]

14
Jun

What Does TPD Insurance Cover?

A serious illness or permanent injury can make it impossible for you to return to [...]

06
Jun

What Is A TPD Claim?

A Total and Permanent Disability (TPD) claim is generally a lump-sum payment made to you [...]

06
May

Trauma Insurance vs TPD Insurance

The difference between trauma insurance and total and permanent disability insurance is a source of [...]

11
Nov

Income Protection Is Changing, Forever

Income protection is changing from October 2021. Find out how these changes will impact you [...]

11
Mar

Insurance and Coronavirus

Coronavirus (COVID-19) is at the tip of everyone’s tongue as we all keep a close [...]

16
Mar

Income Protection Claims Statistics

TAL, one of Australia’s leading Life Insurers and also one of our preferred insurers, has [...]

12
Apr

Can I Buy Life Insurance for Someone Else?

Callers often ask our insurance advisors if it’s possible to buy life insurance for someone [...]

19
Jul

Understanding Waiting and Qualifying Periods on Life Insurance Policies

Waiting and Qualifying periods are a crucial component of Life Insurance, Trauma Insurance, Income Protection [...]

19
Jun

What Are The Most Common Types Of Life Insurance?

There are a number of different types of life insurance, read on to get a [...]

08
Jun

What Will I Be Asked When Applying for Life or Income Protection Insurance?

Most people dread filling out insurance questionnaires or participating in interviews with underwriters. Not only [...]

30
May

Do I Have to Pay Tax on Life Insurance Benefits?

Benjamin Franklin once said there are only two things certain in life: death and taxes. But what [...]

24
May

Life Insurance vs Mortgage Insurance

There are so many life insurance products on the market that the average person can [...]

16
May

Life Insurance Company Ratings In Australia

When deciding on which life insurance company you should take out cover with, there are [...]

11
Mar

Why Buy Life Insurance?

The decision making process when it comes to evaluating whether or not you need life insurance can [...]

23
Feb

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